In Yellowknife call:
In Northwest Territories
or Nunavut call:
In Thompson call:
In Manitoba call:
Pay Advances are becoming more and more in demand as working people find themselves faced with unexpected bills and expenses and need a little help to get through these times. After all, most of us have faced or will face financial difficulties from time to time. That is why our well trained staff can be of great help to you.
Since Pay Advances are just as the words imply, an advance on your next pay, the loans that we make to you are due to be repaid when you receive your employer’s pay.
If you qualify, the maximum we will lend you is 50% of your take home pay. If your take home pay is over $1,000 the maximum we will lend you to start is $500. After you borrow and pay back successfully you are eligible to borrow 20% more on your 4th loan. If you successfully borrow and pay back, you can eventually borrow up to a maximum of $1,500
If this is your first-time to borrow and you are not close to our offices, you will receive your advance via an e-mail money transfer. Please note, to receive an e-mail money transfer you must have on-line banking.
If you apply at our office, you have the choice to receive your advance either on our ATM card or by e-mail money transfer. Our ATM card is a gift to you, you keep the ATM card to receive other advances that you may need from time to time. The advantage to having our ATM card is that you will have access to your advance in any area that has ATM machines within Canada or any other country. However, you also have the option to receive your advance by e-mail money transfer no matter where you are, in Canada or in any other country. There is a $1.50 service charge for an e-mail money transfer; a $4.00 service charge for our ATM card. FYI, receiving an e-mail money transfer is less expensive for you.
If you are a new client, in other words you have never received an advance from us before, we will need:
If you are a returning client, in other words you have had an advance from us before:
*If you don't feel comfortable by applying online you can also submit your application by fax or email. Please ask one of our team members.