Thompson office closed today

Because of a power outage, our Thompson office closed at noon today. Our Yellowknife office is open as usual. We're sorry for the inconvenience.

A1 Financing & Loans

Privacy Policy

How we collect, use and protect your personal information.

Last updated: November 2026

At A1 Financing & Loans (“A1 Financing,” “we,” “us,” or “our”), accessible at https://a1-financing.com, we are committed to maintaining the confidentiality, accuracy, and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard personal information obtained from clients and visitors in Manitoba, the Northwest Territories, and Nunavut, in accordance with Canadian privacy laws, including the federal Personal Information Protection and Electronic Documents Act (PIPEDA).

1. Scope and Applicability

This policy applies to all personal information collected by A1 Financing through our website, online loan inquiry forms, pay advance applications, phone interactions, and in-person visits at our offices in Thompson, MB, and Yellowknife, NT.

2. Information We Collect

To process financing applications and assess eligibility, we may collect the following types of personal information:

  • Contact & Personal Identifiers: Full name, residential address, telephone numbers, email address, date of birth, and government-issued identification details.
  • Financial & Employment Details: Proof of income, pay stubs, employment history, bank account details, and void cheques/pre-authorized debit forms.
  • Technical & Usage Data: IP address, browser type, device information, and site interaction data collected automatically through cookies and similar technologies when visiting a1-financing.com.

3. How We Use Your Information

We collect and use your personal information strictly for legitimate business purposes, including:

  1. Verifying your identity and confirming your residency within our serviced jurisdictions (Manitoba, Northwest Territories, or Nunavut).
  2. Processing, evaluating, and servicing your loan applications and pay advances.
  3. Performing necessary employment and bank verifications.
  4. Managing collection activities on outstanding accounts where applicable.
  5. Communicating with you regarding inquiries, account status, and customer support.
  6. Meeting regulatory, legal, and financial audit requirements under Canadian law.
  7. Understanding how our website is used and measuring how well our online advertising works.

4. Disclosure of Personal Information

A1 Financing does not sell, trade, or rent your personal information to third parties for marketing purposes. We may disclose personal information under the following circumstances:

  • Service Providers: To trusted third-party providers who assist in operating our website, processing transactions, or verifying banking details (bound by strict confidentiality agreements).
  • Website Analytics and Advertising (Google Tag Manager, Google Analytics, and Google Ads): Our website uses Google Tag Manager, Google Analytics, and Google Ads, all provided by Google LLC. Google Analytics helps us understand how visitors use our website so we can improve it. Google Ads helps us measure how well our ads work, for example whether a visitor who clicked one of our ads went on to call us or start an application, and may be used to show our ads to people who have previously visited our website. These services use cookies and similar technologies to collect information such as the pages you visit, how long you stay, the website or ad that referred you, your approximate location based on your IP address, and your browser and device type. We use this information in aggregate reports and do not use it to identify you personally. We do not send Google any information from your loan applications, contact form submissions, or account. Google may process this information outside of Canada, and its handling of it is governed by the Google Privacy Policy. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on, turn off personalized Google ads in My Ad Center, or block or delete cookies in your browser settings.
  • Embedded Maps (Google Maps): Our Locations page displays maps provided by Google LLC to show where our offices are. When you view that page, your browser connects directly to Google, which may receive your IP address, browser and device information, and may set cookies. Google may process this information outside of Canada. We do not send Google any information from your applications or account. Google’s handling of this information is governed by the Google Privacy Policy.
  • Legal and Regulatory Authorities: When required or authorized by law, such as complying with a subpoena, court order, or regulatory reporting rules in Manitoba, NWT, or Nunavut.

5. Safeguards and Data Security

We employ industry-standard physical, procedural, and technological safeguards to protect your personal information against unauthorized access, disclosure, loss, or misuse. Access to personal financial records is restricted solely to authorized personnel who require the data to service your account.

6. Retention of Personal Data

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required to meet legal, tax, and accounting retention requirements in Canada.

7. Your Rights and Access

You have the right to request access to the personal information we hold about you and to request corrections if any information is inaccurate or incomplete. To submit a privacy inquiry or access request, please contact our Privacy Officer at privacy@a1-financing.com.

8. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our handling of your personal information, please reach out to us:

We use cookies. This website uses cookies to understand how visitors use it, to measure our advertising, and to show maps of our offices. You can accept or decline analytics and advertising cookies. Learn more in our Privacy Policy.